Terms of Service

        Effective Date: August 31, 2025
        Entity: NaminalStack LLC (“we,” “our,” or “us”)
        Contact: support@naminalstack.com
        
        1. Acceptance of Terms
        
        By accessing or using Later List (“the Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you may not use the Service. These Terms apply to all visitors, users, and account holders.
        
        2. Eligibility
        
        You must be at least 13 years old (or the minimum age in your jurisdiction) to use the Service. By using Later List, you represent and warrant that you meet this requirement.
        
        3. Accounts & Security
        
        You must provide accurate registration information and maintain the security of your account credentials.
        
        You are responsible for all activity under your account.
        
        You must notify us immediately of any unauthorized use of your account.
        
        We may suspend or terminate accounts if we suspect misuse, fraud, or violation of these Terms.
        
        4. Use of the Service
        
        You agree not to:
        
        Violate laws, regulations, or third-party rights.
        
        Post, save, or share unlawful, abusive, or infringing content.
        
        Interfere with or disrupt the Service or security features.
        
        Attempt to reverse-engineer or misuse the platform, APIs, or integrations.
        
        We may, at our discretion, remove content or suspend accounts that violate these rules.
        
        5. Subscriptions & Payments
        
        Certain features require a paid subscription. Payments are processed by Stripe.
        
        You authorize us (via Stripe) to charge your selected payment method for subscription fees.
        
        Subscriptions renew automatically unless canceled before the renewal date.
        
        Fees are non-refundable except where required by law.
        
        We may change pricing with reasonable advance notice (via email or platform notice).
        
        6. Content Ownership
        
        Your Content: You retain ownership of any content you create, upload, or save to the Service. By using Later List, you grant us a non-exclusive, worldwide, royalty-free license to host, process, and display your content for the purpose of operating the Service.
        
        Aggregated Insights: We may compile and share anonymized data (e.g., “Top 10 saved restaurants”) without identifying users.
        
        Our Content: All intellectual property in the Service (software, logos, designs, features) belongs to NaminalStack LLC. You may not copy, modify, or distribute our materials without permission.
        
        7. Third-Party Services & Integrations
        
        Later List may include integrations with third parties (e.g., Instagram, Facebook, Stripe, Supabase).
        
        Your use of these integrations is subject to their own terms and policies.
        
        We are not responsible for any third-party services or the content they provide.
        
        You authorize us to access and use third-party account information only as necessary to provide the Service.
        
        8. Advertising & Marketing
        
        We may display advertisements and run promotional campaigns. By using the Service, you acknowledge that advertising may be present and that anonymized usage data may be used to support ad operations.
        
        9. Termination
        
        You may stop using the Service at any time by deleting your account.
        
        We may suspend or terminate your account if you violate these Terms, misuse the Service, or for other legitimate business reasons.
        
        Upon termination, your right to use the Service will immediately cease, but sections relating to intellectual property, disclaimers, liability, and governing law will survive.
        
        10. Disclaimers
        
        The Service is provided “as is” and “as available.” We make no warranties, express or implied, regarding availability, reliability, or suitability for a particular purpose.
        
        11. Limitation of Liability
        
        To the maximum extent permitted by law:
        
        NaminalStack LLC shall not be liable for indirect, incidental, or consequential damages.
        
        Our total liability for any claim related to the Service shall not exceed the amount paid by you (if any) in the twelve months preceding the claim.
        
        12. Indemnification
        
        You agree to indemnify and hold harmless NaminalStack LLC from claims, damages, losses, or expenses arising from your use of the Service, violation of these Terms, or infringement of rights.
        
        13. Governing Law
        
        These Terms are governed by the laws of the State of [Insert State of Incorporation], without regard to conflict of law principles. You agree to submit to the personal jurisdiction of courts located in that state for resolving disputes.
        
        14. Dispute Resolution
        
        Before filing a formal claim, you agree to contact us at support@naminalstack.com
         to attempt to resolve the issue informally. If unresolved, disputes will be settled through binding arbitration, unless prohibited by law, with exceptions for claims that qualify for small claims court.
        
        15. Changes to Terms
        
        We may update these Terms from time to time. Updates will be posted on our website with a new “Effective Date.” Continued use of the Service after updates constitutes acceptance of the new Terms.
        
        16. Contact
        
        Questions about these Terms should be sent to:
        NaminalStack LLC
        Email: support@naminalstack.com